//interest rates
::660-679 credit rating
::680-719 credit rating
::720-749 credit rating
| Loan to Value |
Loan Amount |
10yr |
15yr |
20yr |
25yr |
| Up to 60% |
Up to $400,000 |
6.750 |
6.875 |
7.125 |
7.500 |
| Up to 60% |
$400,001 - $850,000 |
7.000 |
7.125 |
7.375 |
7.750 |
| Up to 60% |
$850,001 - $1,500,000 |
7.250 |
7.375 |
7.625 |
8.000 |
| 60.01% - 70% |
Up to $400,000 |
6.875 |
7.000 |
7.250 |
7.625 |
| 60.01% - 70% |
$400,001 - $599,999 |
7.125 |
7.250 |
7.500 |
7.875 |
| 60.01% - 70% |
$600,000 - $850,000 |
7.375 |
7.500 |
7.750 |
8.125 |
| 70.01% - 75% |
Up to $400,000 |
7.375 |
7.500 |
7.750 |
8.125 |
| 75.01% - 80% |
Up to $400,000 |
7.625 |
7.750 |
8.000 |
8.375 |
::750-up credit rating
Reserves
- Under $800,000 - at least 2 mos. PITI
- $800,000- $1,000,000 - 6 mos. PITI
- Over $1,000,000 - 12 mos. PITI
Additional Information
- Loans carry 3-2-1 Prepayment Penalty. Download Borrower's Package for more detail.
- Rates are subject to change without notice. All loans are subject to credit and property approval.
Cash-Out Refinance
Add .25% to the rate. Call for more details.
Monthly Payment Calculator
Use this calculator to calculate your monthly payment based on the loan amount, loan term and interest rate. You can also click an interest rate in the table above to fill in the data for you.
